If you’re thinking about disability insurance (or other insurances) for yourself, then please read!
I’m a newer grad and knew I wanted to get insurance for myself. I had no idea what to look for, which companies to go with, barely any info on how to find out what I’d need, or what a reasonable cost was for plans. I did my own “homework” and started to compare a lot of different companies, but was still overhelmed & struggling to make sure I found appropriate coverage for what I needed. Insurance jargon is so confusing and I found it hard to find the info I needed.
When I was looking into disability insurance, I read a post in another hygiene group about Michael Hamel & the Canadian Dental Hygienist Protection Plan (CDHPP). He’s an insurance specialist who created the CDHPP. I ended up getting in touch with him and he was INCREDIBLY helpful. He took time to meet with me over phone and zoom (multiple times) to talk about what insurances/coverages he’d recommend for an RDH and for me specifically. He sent PowerPoints specific to my needs and income. I’m the kind of person who likes everything explained in painful detail to ensure I fully understand concepts and he had no problem doing that lol he was so thorough and it was awesome!
I’ve talked to some other insurance people and didn’t get trusting vibes from them (not a fan of ProLink through the ODHA from my experiences with them), but you can tell Michael is a genuine guy. He has a personal connection to an RDH so he definitely understands the needs of our profession more than other insurance people would and he seems to really care about his clients. He really does try to get you the best prices and will tell you when you’re being offered a bad deal – which I definitely appreciated. He never pressures you to get a plan with him, and will make sure you have 100% understanding before making any decision so you know you’re making an educated choice that’s best for you.
I ended up getting disability insurance and critical illness insurance for myself through the CDHPP (which is exactly what I wanted) and I cannot recommend Michael and the CDHPP enough. I can confidently say that if I hadn’t gone through him and tried to do it solo, I wouldn’t have gotten 1. An understanding of insurance and 2. anything remotely as good of coverage as I do now. He is prompt to answer my questions and provide updates.
Also, just so you know: I am NOT getting compensated or anything for writing this review lol I’m just genuinely very pleased with his help over the past few months and would strongly encourage other RDH’s to reach out to talk to him if they’re considering getting or changing their personal insurances.
